A good credit score is a FICO score between 670 and 739; VantageScore rates it from 661 to 780. Having good credit opens the door to some of the best credit card offers on the market, including welcome bonuses, high rewards rates, lower interest rates, and other card benefits.
Whether you’re looking for cash back or low rates, compare the best offers from our partners and find the right card for you. For even more options, check out our top credit cards for 2021.
It can feel overwhelming choosing the best credit cards for good credit because there’s a lot of solid card options for you to choose from. Since that decision can be tough, we felt it would be informative to evaluate the best cards for good credit and give you our feedback. We looked at dozens of credit cards for good credit offers and slimmed it down to a list of just 4 total cards.
Here’s our top 4 picks.
Credit Cards For Good Credit Scores
(1) Blue Cash Everyday Card from American Express
Rewards – You can receive 3% cash back at U.S. supermarkets, on up to $6,000 a year in spending, then 1% afterward. You can get 6% cash back on select U.S. streaming subscriptions; 2% cash back at U.S. gas stations and select U.S. department stores. You also get 1% on everything else you purchase. Low intro APR, 0% for 15 months. Terms will apply.
Welcome Bonus – You can earn 20% back on Amazon.com purchases on this card within the first 6 months of starting your card membership, up to $150 back. You can also earn $100 back after you spend $2,000 in purchases on the cash back credit card within the first 6 months of card membership. The cash back you receive will be used as statement credits. Terms will apply.
What We Say – The Blue Cash Everyday Card from American Express is a great card for anyone that wants to take advantage of the rewards by spending money at gas stations and department stores. With no annual fee and a nice welcome bonus, it’s definitely a card you should consider. Terms will apply.
Rewards – 1% cash back on every day purchase, an extra 1% when you pay it off.
Annual Fee – $0.
What We Say – The Citi Double Cash Card – 18 month BT offer is a great credit card offer. The reason we like it is because the 1% + 1% structure adds up to the best flat cash-back rate on the market right now (2% for every purchase). Even though the card doesn’t have a sign-up bonus, this is still one of the best credit cards on the market.
What We Say – If you want a simple card that brings in the rewards, then the Capital One Quicksilver cash rewards credit card is a great pick. Your cash back is never limited, you can earn unlimited cash back at a solid rate. While many cash-back cards have minimum redemptions, the Quicksilver cash back credit card doesn’t have a minimum. Plus, if you do travel abroad, there’s no foreign transaction fees to worry about. The $200 bonus after you spend $500 in 3 months is nice too.
Rewards – Unlimited 3% cash back on dining and entertainment, 2% at grocery stores, 1% cash back on everything else.
Annual Fee – $0.
Sign-Up Bonus – You’ll receive aone-time $200 cash bonus after you spend $500 on purchases within 3 months from opening your credit card account.
What We Say – With the CapitalOne SavorOne cash rewards credit card, you can earn unlimited cash back. Even better, your cash back never expires for the lifetime of the account. You can earn unlimited 3% cash back on dining and entertainment, 2% at grocery stores, and 1% for everything else. No rolling categories and you don’t have to sign up to earn cash rewards. That’s a great set of offers. No annual fee, no foreign transaction fees either. Terms will apply.
All of these credit cards for good credit have benefits and rewards that are very competitive in the credit card market. Even so, please be sure to do your research on each one of these to determine which one would best fit your scenario.
There’s a lot of good credit credit cards on the market, but don’t forget, your credit score and history plays a big role in what cards you’ll be approved for. One of the best ways to improve your credit score is by paying off your credit card debt. We recommend reviewing this article: How Much Will My Credit Score Increase After Paying Off Credit Cards
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