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If you’re a fan of Hyatt and want to streamline your way to an elite credit card status along with annual free nights, the World of Hyatt credit card is the perfect option for you. This option offers a wide variety of Chase Hyatt card benefits for cardholders, such as high value rewards, no foreign transaction fees, a free night every year, and more.
However, it’s important to note that the Hyatt credit card isn’t for everyone. If you’d like to learn about the specifications, pros, and cons of this credit card, then you’ve come to the right place.
This World of Hyatt credit card review will break down the technical details of this option so you can make an informed decision.
World of Hyatt Credit Card From Chase Review: Quick Facts
Again, the World of Hyatt credit card offers numerous benefits for cardholders. Below are some facts for Hyatt members:
Once members spend at least $3,000 on purchases within the first three months of enrolling, they can earn 30,000 rewards points. Members can even earn 30,000 additional points based on the rewards opportunities they redeem.
Members can enjoy a free night stay at any Hyatt hotel or resort from categories 1-4 upon the anniversary of their membership.
As long as your account is open, you will receive the complimentary World of Hyatt Discoverist status.
As long as your account is open, you can receive up to five qualifying nights toward your status.
If you spend more than $15,000 in a calendar year, you will receive an extra free night at any Hyatt hotel or resort from categories 1-4.
Every time you spend more than $5,000 on your credit card, you will receive two nights at any Hyatt hotel or resort from categories 1-4.
Members can earn up to 9 points every time they stay at a Hyatt hotel. They can also earn 2 bonus points for restaurant, airline, and transit purchases.
World of Hyatt Credit Card: Pros & Cons
Potential cardholders can rejoice knowing that the Chase Hyatt credit card’s pros far outweigh the cons.
There aren’t any foreign transaction fees.
There are plenty of high-value rewards opportunities.
Members can receive a free night every anniversary, in addition to other free nights depending on the rewards points they earn.
Cardholders can enjoy an automatic credit card elite status.
This credit card has an annual fee.
Hyatt is as well-known as other corporate brands.
Hyatt Credit Card: What is This Card For?
The Hyatt credit card is a perfect hotel credit card for those who regularly travel for personal reasons and business. Although this card has a $95 annual fee, members can enjoy generous rewards, elite status, free nights, high-value rewards, and a large sign-up bonus.
World of Hyatt Credit Card: Specifications
Card Category: Hotel credit card
Annual Fee: $95
Sign-up Bonus: Members can receive 30,000 rewards points if they spend more than $3,000 on purchases within three months of enrolling.
Foreign Transaction Fee: $0
APR: 15.99% – 22.99% APR Variable
World of Hyatt Credit Card From Chase Review: Top Benefits
Cardholders can take advantage of three main benefits of the Hyatt credit card. Below, you’ll find a breakdown of each compelling benefit:
Members Can Enjoy Plenty of Free Nights:
This hotel credit card offers a unique benefit, allowing members to capitalize on 30,000 rewards points once they spend at least $3,000 within three months of enrolling. If you’re a frequent traveler, meeting this threshold can be completely simple.
Depending on how frequently you travel, you can enjoy numerous free night stays when you accumulate easy rewards points at a variety of luxurious Hyatt hotels and resorts.
Lucrative Ongoing Rewards:
If you shop at any Hyatt property, you can earn 4 rewards points for every $1 spent. If you stay at a Hyatt hotel, you can take advantage of this benefit on top of the 5 rewards points you can earn from every $1 spent.
That equates to 9 points per $1 spent at any Hyatt properties, such as hotels, resorts, spas, restaurants, and all other participating businesses. Fortunately, many hotel credit cards don’t offer this same benefit.
Excellent Elite Status:
Cardholders instantly receive elite status, which provides:
A 10% rewards bonus on specific charges and room rates.
Eligibility to upgrade to a preferred room.
Expedited check-in and check-out.
No resort fees on free night stays.
All of these perks can make your next free night much more pleasant.
World of Hyatt Credit Card: Penalties
The World of Hyatt credit card does have two noticeable consequences. Here are two penalties you may want to watch out for if you’re considering enrolling:
Useless Reward Categories:
Granted, Hyatt rewards cardholders tremendously for hotel stays and other eligible purchases. However, the categories in which you can earn rewards points can be useless.
For example, if you receive rewards points on airline tickets, you can only redeem them if you purchase these tickets directly from the airline service. Also, if you earn a few rewards points for gym memberships, this may not do much for you if you’re not heavily involved in personal fitness.
Benefits Can Be Exclusive:
Hyatt isn’t an internationally acclaimed hotel chain like the Marriott. If you’re planning to take an international trip, you may not be able to redeem free night stays abroad. It all depends where you’re traveling to and if they have an eligible location.
To give you a perspective of Hyatt’s exclusiveness, the franchise has 850 worldwide locations compared to Marriott’s 7,000+ properties.
World of Hyatt Credit Card From Chase Review: The Final Verdict
Overall, the World of Hyatt credit card provides amazing benefits where frequent travelers can earn thousands of rewards points to redeem at all eligible Hyatt locations. Though, applying for this credit card isn’t ideal if you take a lot of international trips.
While there is a $95 annual fee, cardholders can quickly offset this amount in a few months of enrolling.
Credit Shout is a community of personal finance experts dedicated to helping you save money and make smart financial decisions. Learn how to master your credit card rewards, improve your credit score and start eliminating your debt.