"CreditShout is a community of personal finance experts dedicated to helping you save money and make smart financial decisions. Learn how to master your credit card rewards, improve your credit score and start eliminating your debt."
What you need to know about the JetBlue Mastercard
With “the big four” airline (Delta, American, United and Southwest) companies offering credit cards with financial services corporations like Mastercard, Visa and American Express, other major airline reward credit cards can fly under the radar. JetBlue has an airline card through the Mastercard network and is issued by Barclays. But the real question is, “Is this a credit card that I should add to my wallet?” Our JetBlue credit card review will attempt to answer that question.
Founded in 2000, JetBlue is based out of New York’s JFK International Airport, with secondary hubs out of Boston Logan, Fort Lauderdale-Hollywood, Orlando International, Washington Dulles and Long Beach airports. This means if you’re a loyal passenger of JetBlue and frequently fly out of these airports, the JetBlue credit card might be one you want to consider.
Outside of the JetBlue loyalist who flies often for business or pleasure and seeks the recognition and perks of branded travel partner status, the JetBlue Mastercard credit card is also best for:
Bargain Hunters – Diligently searches for the best products and delights in a good bargain.
Frequent Diners – Dines out regularly while traveling or in home city.
Globetrotters – Travels outside of the U.S. on occasion or frequently.
JetBlue credit card Sign-up bonus and other main benefits and perks
Earn 10,000 bonus points. New cardholders can earn 10,000 bonus TrueBlue points on purchases made within the first 90 days of opening the account. The approximate value of this bonus is about $143.
Zero annual fee. The JetBlue card doesn’t charge an annual fee, which means the card will cost the cardholder nothing each year the card is open, and you won’t be forced into a 12-month time constraint to figure out if this card works for you.
50% inflight savings. Cardholders get half off when using their card for all drinks and snack boxes. The discount is applied automatically.
TrueBlue point rewards.Earn three TrueBlue points for every dollar spent on JetBlue Airways purchases. Earn two TrueBlue points for every dollar spent on restaurant and grocery store purchases. Earn one TrueBlue point for every dollar spent on all other purchases.
No foreign transaction fees. No fees for purchases made abroad. This is a perk the globetrotter will find useful.
0% balance transfer. The JetBlue Card comes with a 12-month interest-free balance transfer offer but the balance transfer must be completed within 45 days of receiving the card.
Additional perks JetBlue MasterCard holders receive are chip technology and $0 fraud liability protection. Chip cards keep your account information on a small chip that uses encryption technology. This makes your transaction information extremely secure and makes your card almost impossible to reproduce. With $0 fraud liability protection the cardholder won’t be responsible for any unauthorized transactions that appear on your account that are reported in a timely manner.
One of the sweetest perks that is associated with the JetBlue MasterCard is the ease in which you can earn rewards. A few trips to the grocery stores and a few extra date nights can get you closer to a free flight because this card gives double points for purchases made at grocery stores and restaurants. So, keep that cash in your wallet, use your card, get your points, and pay it off before the billing cycle ends. Another cool perk is that there is no limit to the points you can earn.
Redeeming your JetBlue credit card points
The points earned with your JetBlue Mastercard never expire and can be redeemed on JetBlue as well as Hawaiian Airlines, a JetBlue partner. You can also redeem your points for packages through JetBlue Vacations or transfer your points to another TrueBlue member’s account. When booking award travel on JetBlue, cardholders aren’t limited by blackout dates. To redeem your points, log into your TrueBlue account and choose the option to search for flights based on points. You can book a flight with JetBlue, Hawaiian Airlines or pay for the flight portion of a vacation package.
If you haven’t earned enough TrueBlue points to cover all of the flight’s cost, you can use cash to make up the difference. However, you must redeem at least 500 points if you’re looking at the Cash + Points feature. Another option is pooling your points. A cardholder can pool their points together with up to seven friends or family members. You can also call JetBlue’s customer service to redeem your points.
Along with the benefits offered by JetBlue, this credit card also has MasterCard benefits. They include:
Travel accident insurance
Insurance coverage for delayed luggage
Insurance coverage for trip cancellation or interruption
Auto rental collision damage waiver
Applying for the JetBlue MasterCard
A requirement of good to excellent credit score is needed to qualify for the JetBlue credit card, which means your score will need to be at least 700 or higher. A credit score of 750 or higher can improve your chances of being approved for the JetBlue Plus card. Although credit scores are important, they aren’t the only factors that are considered when a credit card application is being evaluated. Banks and financial institutions also look at income, employment status, lines of open credit, payment history and more.
JetBlue Plus Credit Card
The JetBlue Plus credit card is also a Mastercard issued by Barclays. Unlike the JetBlue card, JetBlue Plus has an annual fee of $99, but has a better sign-up bonus. Along with the perks offered with the JetBlue card, the benefits with the JetBlue Plus card include:
Earning 40,000 bonus pointsafter spending $1,000 on purchases in thefirst 90 days of opening the account. That’s the equivalent to a round trip ticket worth $450.
Six points on every dollar spenton JetBlue purchases.
Earning 5,000 bonus points every year afteryour account anniversary.
EarningMosaicbenefits after spending$50,000 or more on purchases eachcalendar year with your card.
An annual $100 statement creditafter purchasing a JetBlue Vacations package of $100 or more.
Free first checked bag. Checked bag fees are always a pain. JetBlue cardholders and up to three companions on the same reservation can check their first bag for free when the ticket is purchased on the card.
If you have good to excellent credit, a frequent flyer on JetBlue and have a penchant for snack boxes, then this card will definitely be a benefit for you. Another attractive feature is the ability to earn points on grocery and restaurant purchases. And if the $99 annual fee doesn’t bother you, then consider applying for the JetBlue Plus credit card. Your point earning potential can be even higher, and your first checked bag is free. Overall, this card is one that JetBlue loyalists should check into.
Credit Shout is a community of personal finance experts dedicated to helping you save money and make smart financial decisions. Learn how to master your credit card rewards, improve your credit score and start eliminating your debt.