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People with poor or unestablished credit ratings may find it difficult to obtain a credit card. If they are unable to acquire one, their purchasing power and buying options are severely limited in today’s plastic-reliant society.
First Premier Bank is targeting these individuals with a line of credit cards designed to help boost credit scores. The First Premier Bank Classic Credit Card (with an annual fee of $25), the Centennial Classic Credit Card ($45), and the Aventium Classic Credit Card ($95) all make monthly reports to the major credit agencies. So consumers who pay their balances on time and stay below their credit limits can rebuild their creditworthiness over time.
Those cards are all unsecured credit cards, but First Premier Bank also offers a couple of secured credit cards. Both the First Premier Bank Secured Credit Card and the Centennial Secured Credit Card require a deposit of $200, but provide the same benefits as a prime credit card. And no credit history is required to qualify for either card.
Check out this page for a full list of good cards for people with bad credit.