Editorial Discloser: Opinions expressed here are authors alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.
Credit Shout may collect a share of sales or other compensation from the links on this page.
If you are looking to find the best credit card offers available to you, we found a solution. Just by completing on short form, you can find better credit cards with CardMatch by CreditCards.com!
How CardMatch Works
CardMatch is a FREE credit card offer tool offered through CreditCards.com, a leading financial services website to help you identify credit cards with great rewards that fit your credit profile.
After providing some personal information -- don't worry, it is safe and secure -- CardMatch will show you highly targeted credit card offers from issuers who want you to apply.
And it only takes them 60 seconds to match you to these offers.
Not everyone sees the same offers through CardMatch, and some of the offers you get will be exclusive promotions offered only through CardMatch.
The results you are shown are the best credit cards available to you based on your credit profile. And descriptions of the cards include information on the rewards program, available sign up offers, interest rates, and other key terms.
While CardMatch doesn't pre-qualify you for these offers, if you see them, there's a good chance you'll be approved.
So you end up seeing the top credit cards available to you regardless of whether you have poor credit, excellent credit, or somewhere in between. This will save you a lot of time and frustration otherwise spent chasing after cards that match your credit profile.
Get Better Offers
One of the biggest benefits of using CardMatch is getting more lucrative sign-up bonuses.
Depending on your credit profile and current offers, you may even get double the bonus points by applying through CardMatch rather than directly through the card issuer!
This is because credit card issuers offer CardMatch and CreditCards.com exclusive incentives to help attract new applicants.
And you will get to choose from different issuers offering:
- Cash back rewards
- Travel rewards
- Balance transfer and introductory APR offers
- Lower interest rates
- And other great benefits and bonus offers
A note about sign-up offers: Remember that bonus offers are designed for new customers, not applicants who previously had the credit card or have it now. If you see a sign-up bonus for a card you have now, you will not get the bonus. And, depending on the card issuer, you may or may not get the bonus a second if you already had the card but previously cancelled it.
No Impact on Your Credit Score
After you complete the brief CardMatch application, CreditCards.com will do a soft pull on your credit. This will not have a negative impact on your credit score.
This contrasts with applying to multiple credit cards in a short period of time. Each of those applications is considered a hard credit check. And each application will have a small, negative impact on your credit report.
So it is a huge benefit to be able to selectively apply to credit cards through the CardMatch service.