– Is It Worth It?

If you’ve been doing your research on credit repair, you’ve likely come across is a platform that has a solid reputation for being one of the top credit repair companies to help individuals repair their credit.

When you research reviews, they have a lot of positive reviews. On Trustpilot, averages 4.3 stars out of 5 stars with a total of 588 reviews. Out of all the different online credit repair services, the company ranks among the best offering these types of credit services.

Credit Repair Services

Their primary focus of the company is to help customers credit repair as well as credit counseling empower individual customers to:

  • Fix Credit Issues
  • Clean Up Credit File
  • Improve Credit Scores
  • Acquire Debt Solutions

Credit scores are extremely important, most people don’t realize that until it’s too late and they have bad things reporting on their credit. How much will my credit increase if I pay off my credit cards?

It is the first step in re-establishing financial independence and strength and is a great way to feel more in control.’s services aim to help individuals raise their scores and provide them with the tools they need to make a real difference in their financial freedom and future. If you do have bad credit, there’s still opportunities to obtain credit. Check this out: Credit Cards For Poor Credit Review

The service works by removing negative additions, inaccuracies, and disputes from your credit file. also gives customers a free credit consultation and free credit repair resources.

Once you pay your initial set up fee and commit to the monthly payment, they will access your credit report from all three major credit bureaus, which includes Experian, Equifax, and Transunion. The reason they do this is because they’re looking for discrepancies in your credit files.

After they evaluate your credit files and determine the course of actions, they use their credit monitoring skills and experience to flag any reports or inclusions that could be considered invalid, inaccurate, or unfair. More than likely, they will find discrepancies on your credit reports, especially for those of you that haven’t monitored your credit.

These factors can be very harmful to your credit scores, taking action to remove them is the first step in helping you access a better financial future. If you’re successful getting these removed, your credit scores can immediately start to go up. will do this by contacting the three major credit bureaus, as well as any credit companies that may be listed, and challenging these negative items. They will also go one step further and verify that your credit report has changed after these items are gone.

Experience is another benefit working with the company. With nearly a decade of experience, the company has a wide range of legalities and consumer credit knowledge to help you in your credit battles. Due to this, they are in a prime role to help you clean up your credit report and ensure every item in your credit report is accurate.

Another thing we like is the fact that they offer great customer support. As you’re working to achieve your goals, keeps you in the loop with tools like your online dashboard, credit score tracker and analysis, mobile apps, and text/email alerts. In terms of customer reviews, there’s thousands of online reviews and the majority of those favor the company in a positive way.

Lastly, we have their resource library. How do we learn from our mistakes? We educate ourselves, we learn from our past and these educational resources help educate customers so they can get the best possible credit scores and keep their credit files accurate.

What Does Remove? can remove a wide range of items listed on your credit reports. The company works with the three major credit bureaus of Equifax, Experian, and TransUnion, and creditors to challenge the unfair or inaccurate negative report items that may be hurting your credit score.

Here’s a few negative items they can remove, which can have a positive impact on your credit scores. These include but are not limited to:

  • Out-Of-Date Additions
  • Collections
  • Late Payments
  • Charge Offs
  • Foreclosures
  • Judgements
  • Bankruptcies
  • Repossessions

These are just a few examples of the items which should not be impacting your credit. If they are present, will intervene on your behalf, contacting the relevant parties to get them removed and your credit improved in a short period of time.

When you know what is accurate and not, you can clean up a credit file in a few weeks. If you have a lot of items that get cleaned up, it can have a huge boost on your credit scores.

How Much Does Cost?

So, how much does it cost to fix your credit with

There are 3 packages to choose from. The cheapest package gives you basic features, such as inquiry assists and quarterly credit score updates. The most expensive package will provide more extensive features, including monthly score updates and access to credit tools.

As of 5/28/21, the prices for these packages are as follows:

  • Direct – $69.95 per month, with a first work fee of $69.95
  • Standard – $99.95 per month, with a first work fee of $99.95
  • Advanced – $119.95 per month, with a first work fee of $119.95

Please keep in mind, these are subject to change at any time. We’re not responsible for price changes.

Do be aware though, they do not offer a money-back guarantee.

Is Right For Me?

If you have low credit scores, want to improve your credit scores, and have errors reporting on your credit report, may be able to help.

If you haven’t checked your credit files, we’d highly recommend you do just that. You always want to monitor your credit to make sure it’s accurate.

If you have been monitoring your credit and know you have accurate credit reports, wouldn’t be for you. However, if you’re not sure, you may want to take the time to learn more about the company and how they can help.

Credit Shout is a community of personal finance experts dedicated to helping you save money and make smart financial decisions. Learn how to master your credit card rewards, improve your credit score and start eliminating your debt.