There are a lot of available credit cards that will allow you to earn points every time you make a gas purchase. Applying for a gas rewards card is usually a straightforward process if you have fair to excellent credit.
However, selecting the best gas rewards card can be challenging if you’re never been through the process before. If you’ve come here, then you likely want to assess all of your available options before committing to one gas rewards card.
If so, then you’ve come to the right place. This guide will feature a complication of the best gas credit cards and compare them to help you choose the right selection for your needs.
Sam’s Club® Mastercard®
Sam’s Club is one of the most well-known supermarkets in the world. The store already offers excellent deals on both in-store and gas purchases. The Sam’s Club Mastercard rewards take these deals on gas purchases a step further.
Cardholders can earn rich rewards on dining, gas, and in-store shopping. Though, this card is less appealing for low-tier Sam’s Club members.
Main Specifications:
- Annual Fee: $0
- Regular APR: 14.90% – 22.90% APR (Variable)
- Introductory APR: N/A
- Credit Score Range: 690-850 (Good to Excellent)
Pros and Cons:
Pros:
- There isn’t an annual fee.
Cons:
- You need to be a Sam’s Club member to qualify.
- You can only redeem your rewards points once a year, only at a Sam’s Club location.
Click here to learn more and to view other options.
Fuel Credit Cards: Citi Rewards+® Card
This is one of the most unique gas credit cards on the market. The Citi Rewards Card is best for low spenders who make a lot of small purchases throughout the year. While it offers incredible bonus tiers for gas rewards, it doesn’t compare well to other credit card options.
Combined with the fact that you’re required to have a good or excellent credit score to apply, you should be mindful of considering this option.
Main Specifications:
- Annual Fee: $0
- Regular APR: 13.49% – 23.49% APR (Variable)
- Introductory APR: 0% APR for the first 15 months from the date of the first transfer.
- Credit Score Range: 690-850 (Good to Excellent)
Pros and Cons:
Pros:
- There isn’t an annual fee.
- There is a generous introductory APR period for 15 months.
Cons:
- There is a spending cap on bonus categories.
- The rewards point values can vary tremendously.
Click here to learn more and to view other options.
Costco Anywhere Visa Card by Citi
Costco, another popular supermarket, also offers members an opportunity to earn rewards on gas and other eligible purchases. Costco members can transform their everyday spending on dining, travel, and gas into valuable rewards at the wholesale store.
Though, you should be mindful that you won’t be able to receive large discounts in the store with this gas rewards card.
Main Specifications:
- Annual Fee: $0
- Regular APR: 15.24% APR (Variable)
- Introductory APR: N/A
- Credit Score Range: 720-850 (Excellent)
Pros and Cons:
Pros:
- There are plenty of bonus cash back categories.
- There isn’t an annual fee.
- Certain categories allow for higher rewards rates.
- You can use this credit card as a Costco membership ID.
Cons:
- Cardholders need excellent credit.
- You need to be a Costco member to qualify.
- You can redeem your rewards points once a year, only at a Costco location.
Click here to learn more and to view other options.
Capital One QuicksilverOne Cash Rewards Credit Card
Most of the gas credit cards on this list are only aimed toward people with great credit. Fortunately, this credit card is geared toward people with average credit, allowing them to earn 1.5% cash back on every purchase.
While this card does have an annual fee, this is the same rewards rate offered to those with excellent credit.
Main Specifications:
- Annual Fee: $39
- Regular APR: 26.99% APR (Variable)
- Introductory APR: N/A
- Credit Score Range: 630-689 (Average)
Pros and Cons:
Pros:
- Cardholders with average credit can apply.
- There is a very high rewards rate.
- There isn’t a foreign transaction fee.
Cons:
- There is an annual fee.
- There is a high APR.
Click here to learn more and to view other options.
Blue Cash Preferred® Card from American Express
This gas credit card from American Express is one of the most complete on the market. Cardholders can earn 6% cash back on U.S. supermarket purchases on up to $6,000 every year.
Cardholders can also earn 6% cash back on specific U.S streaming services and 3% cash back at gas stations and select transit.
Main Specifications:
- Annual Fee: $0 for the first year, then $95
- Regular APR: 13.99% – 23.99% APR (Variable)
- Introductory APR: 0% APR for the first 12 months
- Credit Score Range: 690-850 (Good to Excellent)
- Terms Apply
Pros and Cons:
Pros:
- This card offers the best cash back rewards at supermarkets with a 6% rate.
- There is a great bonus offer for new cardholders.
- There is an introductory APR offer.
Cons:
- There is an annual fee, but you can offset it if you spend more than $31 every week at U.S. supermarkets.
- American Express isn’t as widely accepted as Mastercard and Visa.
- There is a $25 minimum redemption for rewards.
Click here to learn more and to view other options.
Credit One Bank® Platinum Rewards Visa
This credit card originally offered cardholders an effective way to improve their credit score. It also provides a great rewards program to earn points on gas purchases and plenty of other discounts.
There is a high APR, but as long as you make on-time monthly payments, you don’t have to worry about penalty interest, much like other cash back credit cards.
Main Specifications:
- Annual Fee: $95
- Regular APR: 23.99% APR (Variable)
- Introductory APR: N/A
- Credit Score Range: 690-850 (Good to Excellent)
Pros and Cons:
Pros:
- There is a $0 security deposit.
- There is a starting credit limit of $300.
- You can earn cash back automatically
Cons:
- There is a high annual fee.
- There is a high APR
Click here to learn more and to view other options.
Best Credit Card for Gas Purchases
If you’re still looking for the best gas credit cards, you can take advantage of Card Match, an automatic way to find the best option that suits your needs. This way, you can apply for the right gas credit card and endure a straightforward process.
Otherwise, these gas credit card options are all wonderful choices.
