Best Student Credit Cards

Student credit cards are a good way for college students to start building a credit history. These cards are fairly easy to get approved for, and offer some great travel and rewards benefits. The credit crunch has caused many card companies to cut back on their rewards and increase student credit card rates, so now it’s more important than ever to find the right card.

1. Discover® Student More Card
Discover® Student Card

The Discover® Student More Card is our top pick for student credit cards because it has an excellent rewards program, a fairly low APR (for a student card) and no annual fee. The Discover Student Card allows you to earn 5% Cashback Bonus®*in categories that change.* like travel, gas, groceries, home improvement stores and more. You can also earn additional points when you redeem them for gift certificates at selected merchants.

If your looking for a student credit card that allows you to earn great rewards, and build your credit without hitting you with an annual fee – this is the best card out there.

Advantages
  • Earn up to 5% Cashback Bonus in categories that change.
  • Earn up to 1% unlimited Cashback Bonus on everything else.
  • Earn a 5-20% Cashback Bonus at Discover’s exclusive online shopping mall.
  • No Annual Fee.
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2. Citi mtvUTM Platinum Select Visa Card
Citi® mtvU(TM) Platinum Select® Visa® Card for College StudentsThe Citi mtvUTM Platinum Select Visa Card is an excellent student credit card that offers an innovative rewards system for students who are looking to build a credit history. This card rewards students with more points if they get good grades. These points can then be redeemed for a variety of rewards such as concert tickets, gift certificates, airline tickets and more.

Advantages
  • 5 ThankYou Points for every $1 spent at restaurants–including fast food–bookstores, music stores, video rental stores and movie theatres
  • 1 ThankYou Point for every $1 spent on all other purchases
  • Up to 2000 ThankYou Points per semester for maintaining a good GPA
  • No Annual Fee.
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