Best Student Credit Cards
Student credit cards are a good way for college students to start building a credit history. These cards are fairly easy to get approved for, and offer some great travel and rewards benefits. The credit crunch has caused many card companies to cut back on their rewards and increase student credit card rates, so now it’s more important than ever to find the right card.
| 1. Discover Student Card |
The Discover® Student Card is our top pick for student credit cards because it has an excellent rewards program, a fairly low APR (for a student card) 14.99% variable, and no annual fee. The Discover Student Card allows you to earn up to 5% cash back on groceries, gas, travel and at restaurants. You can then double your points if you cash them in for gift certificates at selected merchants, effectively earning 10% back on your purchases. If your looking for a student credit card that allows you to earn great rewards, and build your credit without hitting you with an annual fee – this is the best card out there. Advantages
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| 2. Citi mtvUTM Platinum Select Visa Card |
The Citi mtvUTM Platinum Select Visa Card is an excellent student credit card that offers an innovative rewards system for students who are looking to build a credit history. This card rewards students with more points if they get good grades. These points can then be redeemed for a variety of rewards such as concert tickets, gift certificates, airline tickets and more. Advantages
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Comments:
January 10th, 2009 at 12:40 am
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April 7th, 2009 at 11:39 am
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May 4th, 2009 at 2:30 pm
[...] Fleming presents Best Student Credit Cards posted at CreditShout, saying, “Student credit cards, if used responsibly can be a good way [...]
February 10th, 2010 at 12:02 pm
[...] Student credit cards are very similar to standard credit cards issued to any adult. They are issued by many of the same banks or credit unions, and some offer similar features to standard cards, such as rewards point programs. Some, but not all, charge an application fee. The interest rate is usually higher than a standard card issued to an adult, however, but lower than the interest rate on a secured card. The credit line is also relatively low on most student credit cards, since most students do not have high incomes. [...]
February 13th, 2010 at 8:03 am
[...] That is the biggest advantage to having a credit card. By showing companies that you can handle student credit cards, it allows you to build your credit score which will allow you to get lower interest rates on any [...]
February 23rd, 2010 at 7:41 pm
[...] this practice illegal or at least more tightly regulated). Be sure to check out our overview of the Best Student Credit Cards, and do your research before signing up for a card. Annual fees, over the limit charges or late [...]