Verdict: Ink Cash from Chase is an excellent cash back credit card tailored to meet the needs of business who want to earn cash back on daily spending, and keep track of and manage employee cards. Blueprint is also included with this card giving you the ability to customize repayment purchases which is especially useful for many business who tend to buy big ticket items.

Overview:

Ink Cash from Chase is the cash back version of the popular Ink business credit card. Ink Cash allows you to earn up to 3% cash back on eligible business purchases with no limit on the amount you can earn. There are quite a few things that make this card different from the Chase Freedom card. First off you earn rewards on purchases more geared towards business spending. Ink from Chase also includes online business tools, allowing you to manage your account and any additional cards you may give to employees. You can set spending limits on employee cards as well as track expenses and identify potential tax deductions that you may qualify for with specific purchases.

Ink Cash also comes with Blueprint which is a set of tools designed to help you manage and customize your payments.

One thing that’s worth mentioning is that if you are mainly going to buy office supplies, you may want to check out the Discover Business Card instead which offers 5% cash back on office supply purchases vs 3% with Ink Cash.

How This Card Works:

Ink Cash From Chase allows you to earn 3% cash back on specific purchases and 1% back on all other purchases. Business Purchases you make at gas stations, restaurants, home improvement stores and office supply stores will qualify you for 3% back. You are sent your first check when you collect 5,000 points, however you can also choose to redeem your points for gift certificates and gift cards to specific merchants that Chase has partnered with.

Travel and Shopping Benefits:

Auto Rental Collision Damage
If you find yourself traveling a lot, this will come in handy because you will automatically get insurance coverage on any car rentals made with your Ink Card. This insurance provides full collision and theft automotive coverage, so you’re not stuck having to buy the insurance from the rental company.

Travel Accident Insurance
The Ink Cash Card also provides travel accident insurance and reimbursement for up to $100,000.

Lost Luggage Reimbursement
When you purchase your airline tickets with your Ink card you are automatically covered if your luggage is lost or stolen.

Pros:

• Straightforward card with a balanced rewards program.
• Allows you to easily manage multiple employee cards.
• Chase Blueprint allows you to customize repayment.
• No annual fee.

Cons:

• If you are mainly buying office supplies, the rewards program with the Discover Business Card is better (5% Cash Back).

Fees:
There is no annual fee associated with the Ink Cash from Chase Business Card.

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