I just received an email saying that starting Friday IBERIABANK will actually be lowering their purchase APR on all new accounts. Unfortunately if you already have a card with IBERIABANK this doesn’t apply, however it you have been considering getting a card now may be the time to do so.

I’ve included the new rates that go into effect Friday below:

• Visa Select: 7.50% for an introductory 12 months, then Prime + 4.25% (which is currently 7.50%)
• Visa Classic: Prime + 4% – Prime + 10% (7.25%/10.25%/13.25%)
• Visa Gold: Prime + 5% – Prime + 11% (8.25%/11.25%/14.25%)
• Visa Platinum: Prime + 5% – Prime + 11% (8.25%/11.25%/14.25%)

IBERIABANK offers a few cards targeted at consumers with great credit. If you’re looking into a card with IBERIABANK, our favorite is the IBERIABANK Visa Gold Card, which allows you to earn 1% cash back on all of your purchases. Although the rewards % isn’t as high on a card like the Discover More, the APR on this card is extremely low.

For those who love to travel, IBERIABANK also offers a travel rewards called called the IBERIABANK Visa Platinum Card. This card allows you to earn 1 rewards point for every $1 you spend on purchases. Your points can then be redeemed for airline tickets, hotel rooms, cruises and various gifts.

You can browse the full rewards catalog for the Platinum card here.

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