Compare Wells Fargo Credit Cards | Creditshout

Guide to Wells Fargo Credit Cards

By Kevin / November 18, 2016
Guide to Wells Fargo Credit Cards

Wells Fargo is in the news right now for all the wrong reasons. But that does not mean we should completely ignore their credit card offerings. Especially when there may be some benefits for us.

The number one benefit offered by all the Wells Fargo card is "Cellular Telephone Protection".

If you pay your wireless telephone bill with your Wells Fargo credit card, you are automatically enrolled. If your cell phone is damaged or stolen, the protection plan provides you with up to $600 of protection (subject to $25 deductible).

There are several exclusions, which you can read more about here. The two most important exclusions are:

  • Cosmetic damage that does not interfere with your ability to make and receive calls is not covered.
  • Lost phones are also not covered.  

Still, I like the idea of earning rewards and getting accident protection for your phone thrown in for free. It sounds like a lot better deal than coming out of pocket for AppleCare or another insurance plan. And for that reason alone, Wells Fargo credit cards are definitely worth considering.

Wells Fargo Cash Wise Visa® Credit Card

Wells Fargo Cash Wise Visa® Credit Card

CreditShout Rating

Annual Fee: $0

Credit Needed: Excellent/Good

Rewards Program and Signup Bonuses*:

  • New: Earn $150 cash rewards bonus after spending $1,000 in net purchases in the first 3 months
  • Earn unlimited 1.5% cash rewards on everyday net purchases
  • Enjoy 1.8% cash rewards on Android Pay™ or Apple Pay™ mobile wallet net purchases during the first 12 months from account opening
  • 0% Intro APR for 12 months on purchases and balance transfers, after that the variable APR will be 13.49%-25.49%
  • No category restrictions or quarterly sign ups and cash rewards don't expire as long as your account remains open
  • Get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your Wells Fargo Cash Wise Visa® Credit Card
  • No annual fee

Intro APR

0% for 12 months

Intro Balance Transfer

0% for 12 months

Regular APR

13.49%-25.49% (Variable)

Wells Fargo Platinum Visa® Credit Card

Wells Fargo Platinum Visa® Credit Card

CreditShout Rating

Annual Fee: $0

Credit Needed: Excellent/Good

Rewards Program and Signup Bonuses*:

  • 0% Intro APR for 15 months on purchases and balance transfers, after that the variable APR will be 15.65%-25.49%
  • Get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your Wells Fargo Platinum Visa® Credit Card
  • Zero Liability protection for promptly reported unauthorized transactions
  • Convenient tools to help create a budget and manage your spending with My Money Map
  • $0 Annual Fee

Intro APR

0% for 15 months

Intro Balance Transfer

0% for 15 months

Regular APR

15.65%-25.49% (Variable)

Wells Fargo Rewards Visa® Credit Card

Wells Fargo Rewards Visa® Credit Card

CreditShout Rating

Annual Fee: $0

Credit Needed: Excellent/Good

Rewards Program and Signup Bonuses*:

  • New: Earn 15,000 bonus points if you spend $1,000 in net purchases during the first 3 months
  • Earn 5X rewards points for every $1 spent on gas, grocery, and drugstore net purchases for the first 6 months
  • Earn 1X rewards points per dollar on virtually all other net purchases every day
  • Redeem points for travel, gift cards, cash redemption options or merchandise through Go Far™ Rewards
  • 50% extra value when redeemed for airfare through Go Far™ Rewards (for instance, 30,000 points is a $450 value toward airfare redemption or a $300 value toward cash redemption)
  • Get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your Wells Fargo Rewards Visa® Credit Card
  • 0% Intro APR for 12 months on purchases and balance transfers, after that the variable APR will be 12.65%-26.49%
  • $0 Annual Fee

Intro APR

0% for 12 months

Intro Balance Transfer

0% for 12 months

Regular APR

12.65%-26.49% (Variable)

Wells Fargo Propel 365 American Express® Card

wells-fargo-propel-365-american-express

CreditShout Rating

Annual Fee: $45 (Waived 1st Year)

Credit Needed: Excellent/Good

Rewards Program and Signup Bonuses*:

  • Earn 20,000 bonus points when you spend $3,000 in net purchases in the first 3 months
  • Earn 3X points at U.S. gas stations, 2X points at U.S. restaurants, and 1X points on other net purchases every day
  • 0% Intro APR for 12 months on purchases and balance transfers, after that the variable APR will be 14.49%-22.49%
  • Enjoy special offers on airfare, hotels, and amenities, plus a 24/7 concierge and other travel and purchase protection benefits
  • Earn an annual relationship bonus of 10%, 25%, or 50% on non-bonus rewards points if you maintain a qualifying consumer Wells Fargo Checking or Savings Account
  • Redeem points for travel, gift cards, cash redemption options or merchandise through Go Far™ Rewards
  • Your points do not expire as long as your account is open and there is no cap on the non-bonus points you can earn

Intro APR

0% for 12 months

Intro Balance Transfer

0% for 12 months

Regular APR

14.49%-22.49% (Variable)

Wells Fargo Propel American Express® Card

wells-fargo-propel-american-express-credit-card

CreditShout Rating

Annual Fee: $0

Credit Needed: Excellent/Good

Rewards Program and Signup Bonuses*:

  • Earn 3X points at U.S. gas stations, 2X points at U.S. restaurants, 1X point on other net purchases every day
  • $0 Annual Fee
  • 0% Intro APR for 15 months on purchases and balance transfers, after that the variable APR will be 13.49%-25.49%
  • Enjoy exclusive offers on airline tickets, hotels, car rentals, and cruisesRedeem points for travel, gift cards, cash redemption options or merchandise through Go Far™ Rewards
  • Get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your Wells Fargo Propel American Express® Credit Card
  • Earn an annual relationship bonus of 10% Go Far™ Rewards points on non-bonus rewards points if you maintain a qualifying Consumer Wells Fargo Checking or Savings account

Intro APR

0% for 15 months

Intro Balance Transfer

0% for 15 months

Regular APR

13.49%-25.49% (Variable)

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