Guide to Barclaycard Credit Cards | CreditShout

Guide to Barclaycard Credit Cards

By Kevin / July 17, 2017
Guide to Barclaycard Credit Cards

As of of the largest financial servicing companies in the world, Barclays Bank of Delaware is well known for its rewards credit cards.  The consumer credit card division is well known for its top of the line customer service, competitive travel rewards, and innovative retail and entertainment based rewards.  

Barclay Credit Card Review

This guide will provide our ratings for the various Barclay cards and list the top features and benefits.   We will also review how to activate your card and navigate their website at Barclaycardus if you already have one of these cards.   The Barclaycard Website has a number of features and benefits allowing you to stay informed of the activities and promotions available for your account

We've only listed the most prominent features of each card here.  To see a complete list of the features and terms available for all credit cards you can click through below to the companies official websites. 

Travel Rewards Cards

Barclaycard Arrival Plus® World Elite Mastercard®

Barclaycard Arrival Plus

CreditShout Rating

Annual Fee: $89 (waived 1st Year)

Credit Required: Excellent

Rewards Program and Signup Bonuses*:

  • Earn 40,000 bonus miles after you spend $3,000 on purchases in the first 90 days — that's enough to redeem for a $400 travel statement credit
  • Earn 2X miles on all purchases
  • Get 5% miles back to use toward your next redemption, every time you redeem
  • Miles don't expire as long as your account is open, active and in good standing
  • No foreign transaction fees on purchases made while traveling abroad
  • 0% introductory APR for 12 months on Balance Transfers made within 45 days of account opening.  After that, a variable APR will apply, 16.99%, 20.99% or 23.99%, based on your creditworthiness. There is a fee for balance transfers.

Intro APR

N/A

Intro Balance Transfer

0% for 12 Months on Balance Transfers made within 45 days of account opening

Regular APR

16.99%, 20.99% or 23.99% Variable APR

You can read our complete review for the details, but the Barclaycard Arrival Plus® World Elite Mastercard® is now our favorite travel rewards credit card.

It is easy to use - you get 2x points for each dollar you spend. And when redeemed for travel, your rewards earn a 5% bonus. That means each dollar you spend on travel provides 2.10% back in your pocket. That is stellar!

The Best Barclay Cash Back Rewards Cards

If you are someone who prefers a cash back rewards card instead, then you should definitely check out the Barclay CashForward World Mastercard.   With its unlimited 1.5% cash reward on every purchase and a whopping $200 bonus for spending $1000 in the first 90 days of account opening and a 5% rebate on each points redemption, this Barclay Mastercard is flush with generous cash rewards benefits. ​

Barclaycard CashForward™ World Mastercard®

** UPDATE: As of Dec 1, 2017, Barclaycard CashForward™ World Mastercard® Program HAS Been Retired.

Barclaycard CashForward

CreditShout Rating

Annual Fee: $0

Credit Required: Excellent

Rewards Program and Signup Bonuses*:

  • Get a $200 cash rewards bonus after you spend $1,000 in purchases in the first 90 days after account opening
  • Earn unlimited 1.5% cash rewards on every purchase
  • Every time you redeem, get a 5% cash rewards redemption bonus to use toward your next redemption
  • Redeem your cash rewards as a deposit into your bank account, a statement credit or gift cards. Redemptions start at $50
  • Cash rewards do not expire as long as your account is open, active and in good standing
  • Enjoy a 0% introductory APR for the first 15 months on purchases.  Plus, you'll get a 0% introductory APR for 15 months on balance transfers for each balance transfer made within 45 days of account opening.  After that a variable APR will apply, 15.99%, 20.99% or 23.99%, based on your creditworthiness. Please note, there is a fee for balance transfers.
  • No annual fee

Intro APR

N/A

Intro Balance Transfer

0% for 15 Months (on balance transfers made within 45 days of account opening)

Regular APR

15.99%, 20.99% or 23.99%* Variable

This cash back card is new. We like that it is easy to use. You don't need to remember to sign up for rotating rewards. Or overpay for gas and groceries at stand alone stores.

To learn more, read our review. And to compare it to other cash back cards, click here.​

Top Barclay Low Rate, No Fee, Balance Transfer Card

If you are thinking of consolidating your credit card balances onto one credit card, you may want to consider the Barclaycard Ring Mastercard as your consolidation vehicle.  With 0% interest for 15 months on all balance transfers you made within 45 days of account opening, you can lower your credit card interest expenses while enjoying cool ancillary benefits like no balance transfer fees. ​

Barclaycard Ring™ Mastercard®

Barclacycard cards compared

CreditShout Rating

Annual Fee: $0

Credit Required: Excellent

Rewards Program and Signup Bonuses*:

  • 0% Introductory APR for the first 15 months on purchases. Plus, you'll get a 0% introductory APR for 15 months on Balance Transfers made within 45 days of account opening. After that, a variable APR will apply, 13.99%
  • No balance transfer fees
  • No foreign transaction fees
  • Chip technology, so paying for your purchases is more secure at chip-card terminals in the U.S. and abroad
  • Free online access to FICO® Credit Score

Intro APR

0% 15 months

Intro Balance Transfer

0%  for 15 months (on balance transfers made within 45 days of account opening) and no transfer fee

Regular APR

13.99% Variable APR on Purchases and Transfers

How to Activate your Barclaycard

Once you are approved for a Barclay Credit card you will need to activate the card either by phone or by their website.   The easiest way to activate the card is to use the Barclaycardus website.   www.barclaycardus.com/activate

The website provides various features including allowing you to pay your bill online as well as various promotions including spending bonuses.  

We recently were approved for a 3 month bonus where all gas, groceries, and utility expenses earn 2X points.    **Promotions vary and are targeted so you may not receive the same offer at the same time.  

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