Guide to Discover Credit Cards

Comparison of Discover Cash Rewards Credit Cards

From a single card introduced in 1986 (and originally owned by Sears), Discover now offers a broad array of rewards credit cards to fit a variety of consumer lifestyles. Discover cards are usually among the best available cards on the market.

This Guide summarizes Discover’s top credit card offerings for 2015. Scroll down to browse all cards, or click a link to jump to a particular Discover rewards card.

Signup Bonus: Double 1st Year Rewards

Following in the footsteps of the it Miles bonus offer, all Discover cards are currently offering to double your rewards at the end of your first year. 

Please note that this offer is for new subscribers only.​

Discover Credit Cards

Discover® it Cash Back Rewards Card

discover it credit card review

CreditShout Rating

Excellent

Rewards Program:

  • ​5% Cash Back on Rotating Categories (on up to $1,500 of spending per quarter, then 1%)
  • 1% Cash Back on Everything Else (Unlimited)
  • Redeem Any Amount, Any Time

Signup Bonus:

  • Double all the cash back you've earned at the end of your first year automatically - only for new cardmembers

Annual Fee: $0

Credit Required: Very Good, Excellent​

Intro APR

0% for 12 months 

Intro Balance Transfer

0% for 12 months. 3% Transfer Fee always applies.

Regular APR

11.24% - 23.24% Variable

Read our Full Review

Discover® it Chrome Gas Rewards Card

discover it chrome gas rewards analysis

CreditShout Rating

Excellent

Rewards Program:

  • ​2% Cash Back on Gas and Restaurants (on up to $1,000 of combined spending per quarter)
  • 1% Cash Back on Everything Else (Unlimited)
  • Redeem Any Amount, Any Time

Signup Bonus:

  • Double all the cash back you've earned at the end of your first year automatically - only for new cardmembers

Annual Fee: $0

Credit Required: Very Good, Excellent​

Intro APR

0% for 12 months 

Intro Balance Transfer

0% for 12 months. 3% Transfer Fee always applies.

Regular APR

11.24% - 23.24% Variable

Click Here to Read our Review

Discover it® Miles Travel Rewards Card

Discover it Miles Travel Rewards Credit Card Review

CreditShout Rating

Excellent

Rewards Program:

  • ​1.5x miles for each dollar spent
  • No annual fee
  • No fee for first missed payment
  • Option to redeem rewards as 1.5% cash back
  • Annual credit of $30 for in-flight wi-fi charges

Signup Bonus:

  • Double all miles at the end of 1st year (i.e., 3x cash spent for year 1)

Annual Fee: $0

Credit Required: Very Good, Excellent

Intro APR

0% for 12 Months

Intro Balance Transfer

10.99% for 12 Months + 3% Transfer Fee

Regular APR

11.24% - 23.24% Variable

Read our Review Here

Discover it® for Students Cash Back Card

Comparison of various Discover it credit cards

CreditShout Rating

Excellent

Rewards Program*:

  • 5% Cash Back on Rotating Categories (subject to $1,500/quarter spending cap, then 1%)
  • 1% Cash Back on all other Purchases

Signup Bonus*:

  • Double all the cash back you've earned at the end of your first year automatically - only for new cardmembers

Annual Fee: $0​

Credit Required: Fair

Intro APR

0% for 6 Months​*

Intro Balance Transfer

10.99% for 6 Months, plus 3% Transfer Fee

Regular APR

13.24%-22.24% Variable

Check out the Complete Review

Discover it® for Students Chrome Gas Card

Discover it Student Chrome Gas and Cash Rewards Card

CreditShout Rating

Excellent

Rewards Program:

  • 2% on Cash Back on up to $1,000 Spent at Restaurants and on Gas per Calendar Quarter
  • 1% Cash Back on all other Purchases (including purchases over quarterly maximums)

Signup Bonus:

  • Double all the cash back you've earned at the end of your first year automatically - only for new cardmembers

Annual Fee: $0​

Credit Required: Fair

Intro APR

0% for 6 Months​*

Intro Balance Transfer

10.99% for 6 Months, plus 3% Transfer Fee

Regular APR

13.24%-22.24% Variable

Check out the Complete Review

Discover's Cash Back Bonus Categories for 2016

With Discover it you can earn a 5% Cashback Bonus on popular spending categories that rotate throughout the year. The 5% Cash Back for 2016 are the same as 2015:

  • January - March: Gas & Ground Transportation, on up to $1,500.
  • April - June: Restaurants and Movies, on up to $1,500.
  • July - September 2016: Home Improvement & Amazon.com, on up to $1,500.
  • October - December 2016: Amazon.com & More, on up to $1,500.

Discover Deals

Another great feature with Discover cards is that they are all eligible to take advantage of Discover Deals - which is Discover's shopping portal. Not only do you receive special discounts from hundreds of top retailers, your purchases may also qualify for bonus rewards! 

To learn more about Discover Deals, check out this article.​