This CreditShout guide was last updated on April 16, 2012.

If you have good credit you have access to a much wider variety of cards than those with limited to no credit history. Almost all AMEX and Discover Cards (with the exception of the student cards) require good to excellent credit. Credit Cards for those with good credit generally have lower APRs (Although we recommend that you don’t carry a balance) and most important better rewards programs.

I’ve highlighted the best cards for people with good credit below.

Discover® More Card
Discover® More(SM) Card

The Discover® More Card is the best cash back credit card for those with good to excellent credit. This card offers 5% Cashback Bonus®* in rotating categories like gas, groceries, on travel expenses and at restaurants. You then earn up to 1% unlimited Cashback Bonus on all other purchases. Another great feature of this card (and most Discover Cards) is ShopDiscover which is an “online mall” that allows you to earn 5-20% Cashback Bonus at over 150 top retailers through their online shopping mall.

Apply for Discover® More Card | Discover More Review

Blue Cash® from American Express

Blue Cash® from American Express is another great cash back credit card for people with good to excellent credit. This card, like Discover More allows you to earn up to 5% back on supermarket, gas station and drug store purchases and 0.5% back on all other purchases.

If you’re a big spender this card may be superior than Discover More however because if you spend over $6,500 you then earn 1.5% cash back on all other purchases (compared to 1% with Discover More). This one one of the best cash back credit cards out there, assuming you spend over $6,500 to boost your cash back rewards up to 1.5%.

Apply for Blue Cash | Blue Cash Review

Escape by Discover® Card
escape

Escape by Discover® Card is the best travel credit card for those with good credit and is well worth the $60 annual fee*.

With this card you can earn 2 miles for every dollar you spend. You then earn 2 additional miles (for a total of 4 per $1) in the ShopDiscover.com store. For the first 25 months, you’ll get an extra 1,000 miles each month you make a purchase. You can redeem the miles for travel credits, gift cards or cash, and can book travel through any airline, travel agent, or travel website.

Apply for Escape by Discover® Card | Escape by Discover Review

Discover® Open Road Card
Discover® Open Road(SM) Card

The ideal card for those with good to excellent credit and are looking for a card to earn rewards on gas purchase, Discover® Open Road Card – $75 Restaurant.com Gift Certificate gives you 2% back on the first $250 in purchases each month at gas stations and restaurants. Get up to 1% unlimited Cashback Bonus on all other purchases. As with all Discover rewards cards, You can also earn 5-20% Cashback Bonus at over 150 top retailers through their online shopping mall.

Apply for Discover® Open Road Card – $75 Restaurant.com Gift Certificate | Discover Open Road Review

Starwood Preferred Guest® Credit Card from American Express

The Starwood Preferred Guest® Credit Card from American Expressis the best hotel rewards card for people with good to excellent credit. With Starwood Preferred Guest® Credit Card from American Express you earn one starpoint for every dollar you spend. You can then redeem starpoints for free hotel rooms, airline tickets, cruises and even complete vacation packages. You also earn 10,000 bonus points after your first purchase – which is enough for 3 nights free at certain hotels.

Apply for Starwood Preferred Guest® Credit Card from American Express | Starwood Preferred Guest® Credit Card from American Express Review

Do You Know What Your Credit Score Is?
It's important to know what your credit score is before applying for a credit card or a loan. We recommend checking your score with Credit Karma, because they offer a truly free credit score with no hidden fees. Credit Karma also gives you a credit report card and free daily credit monitoring.