Guide to Citibank Credit Cards

By Kevin / September 5, 2016
Guide to Citibank credit cards

Citibank's credit card lineup has always been solid - but never very exciting. It lacked the prestige of American Express. And its ThankYou rewards program never seemed to to score as high in consumer mindshare as Chase's Ultimate Rewards program.

Then came news of Citi's big coup: taking the Costco branded card business away from Amex

This news was​ followed by the introduction of the amazing Double Cash Card and the revelation of the actual rewards program offered by the Costco Anywhere Visa.

Now it is clear that CitiCards are ready to offer rewards cards that are among the best in the industry.

Which means it may be time for you to check out the latest credit card offerings from Citi.​

Citi Prestige® Card

Citi Prestige Card Thank You Rewards

CreditShout Rating

Annual Fee: $450

Credit Required: Excellent

Read Our Review

Rewards Program and Signup Bonuses*:

  • $250 Air Travel Credit each year, and receive a statement credit, up to $100 every 5 years, as reimbursement for your application fee for Global Entry or TSA Pre √®.
  • 4th night hotel benefit for any hotel stay at hotels booked through the Citi Prestige® Concierge.
  • Earn 40,000 bonus points after $4,000 in purchases made with your card in the first 3 months the account is open.
  • Points are redeemable for a $532 flight on any airline or $400 in gift cards.
  • Transfer points to a variety of travel loyalty programs from airlines to hotels.
  • Earn 3x points on Air Travel and Hotels
  • Earn 2x points on Dining at Restaurants and Entertainment
  • 1 ThankYou® Point per $1 spent on other purchases

Intro APR

N/A

Intro Balance Transfer

N/A

Regular APR

15.49% Variable

Citi® Double Cash Card

CitiCards Double Cash Back Credit Card

CreditShout Rating

Annual Fee: None

Credit Required: Good

Read Our Review

Rewards Program and Signup Bonuses*:

  • Earn cash back twice on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
  • Balance Transfers do not earn cash back
  • 0% Intro APR on Balance Transfers for 18 months. After that, the variable APR will be 13.24% - 23.24% based on your creditworthiness

Intro APR

N/A

Intro Balance Transfer

0% for 18 Months, plus 3% Transfer Fee

Regular APR

13.24% - 23.24* Variable

Citi Simplicity® Card

Citi Simplicity® Card

CreditShout Rating

Annual Fee: None

Credit Required: Excellent/Good

Read Our Review

Rewards Program and Signup Bonuses*:

  • The only card with no late fees, no penalty rate, and no annual fee...ever.
  • 0% Intro APR on Balance Transfers and Purchases for 21 months. After that, the variable APR will be 13.24% - 23.24% based on your creditworthiness.
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
  • The same great rate for all balances, after the introductory period.
  • Save time when you call with fast, personal help, 24 hours a day - just say "representative".
  • Enjoy the convenience of setting up your own bill payment schedule on any available due date throughout the month.

Intro APR

0%* for 21 months*

Intro Balance Transfer

0%* for 21 months*, plus 3% Transfer Fee

Regular APR

13.24% - 23.24* Variable

Citi® Diamond Preferred® Card

Citi® Diamond Preferred® Card

CreditShout Rating

Annual Fee: $0

Credit Required: Good

Read Our Review

Rewards Program and Signup Bonuses*:

  • Get 0% Intro APR on Balance Transfers and Purchases for 21 months. After that, the APR will be 12.24%-22.24% based upon your creditworthiness.
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer.
  • 24/7 access to Citi® Concierge for help in booking hotels, flights and more.
  • $0 liability on unauthorized purchases and Citi® Identity Theft Solutions.
  • No annual fee
  • Free access to FICO® Scores

Intro APR

0%* for 21 months*

Intro Balance Transfer

0%* for 21 months*, plus 3% Transfer Fee

Regular APR

12.24% - 22.24* Variable

Citi® / AAdvantage® Executive World Elite™ MasterCard®

CitiCards® / AAdvantage® Executive World Elite™ Credit Card

CreditShout Rating

Annual Fee: $450

Credit Required: Excellent

Read Our Review

Rewards Program and Signup Bonuses*:

  • Earn 60,000 American Airlines AAdvantage® bonus miles after spending $5,000 in purchases within the first 3 months of account opening.
  • Admirals Club® membership for you with guest privileges.
  • Complimentary Admirals Club® lounge access for authorized users.
  • 10,000 Elite Qualifying Miles from American Airlines after $40,000 spent on purchases every year (January through December billing statement).
  • No Foreign Transaction Fees on purchases.
  • Earn 2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases and 1 AAdvantage® mile for every $1 spent on other purchases.
  • First checked bag is free on domestic American Airlines itineraries for you and up to eight companions traveling with you on the same reservation.

Intro APR

N/A

Intro Balance Transfer

N/A

Regular APR

15.49% Variable

Citi® / AAdvantage® Platinum Select® MasterCard®

Citi AAdvantage Credit Card

CreditShout Rating

Annual Fee: $95 (waived for first year)

Credit Required: Good

Read Our Review

Rewards Program and Signup Bonuses*:

  • Earn 30,000 American Airlines AAdvantage® bonus miles after making $1,000 in purchases within the first 3 months of account opening.
  • First checked bag is free on domestic American Airlines itineraries for you and up to four companions traveling with you on the same reservation.
  • Enjoy Group 1 Boarding on American Airlines flights.
  • No Foreign Transaction Fees on purchases.
  • Receive 25% savings on in-flight food and beverage purchases when you use your card on American Airlines flights.
  • Double AAdvantage® miles on eligible American Airlines purchases.
  • Earn 10% of your redeemed AAdvantage® miles back — up to 10,000 AAdvantage® miles each calendar year.

Intro APR

N/A

Intro Balance Transfer

N/A

Regular APR

14.24% - 22.24% Variable

CitiBusiness® / AAdvantage® Platinum Select® World MasterCard®

CitiBusiness AAdvantage Credit Card

CreditShout Rating

Annual Fee: $95 (waived for first year)

Credit Required: Good

Read Our Review

Rewards Program and Signup Bonuses*:

  • Designed for businesses with an established credit history.
  • Earn 30,000 American Airlines AAdvantage® bonus miles after making $1,000 in purchases within the first 3 months of account opening.
  • First checked bag is free on domestic American Airlines flights for you and up to four companions traveling with you on the same reservation.
  • Enjoy Group 1 Boarding on American Airlines flights.
  • Earn 2 AAdvantage® miles per $1 spent on eligible American Airlines® purchases.
  • Earn 2 AAdvantage® miles for every $1 spent on purchases at telecommunications, car rental merchants and at gas stations.
  • Earn 1 AAdvantage® mile per $1 spent on other purchases.

Intro APR

N/A

Intro Balance Transfer

N/A

Regular APR

15.49% Variable

Costco Anywhere Visa® Card by Citi

Costco Anywhere Visa® Card by Citi

CreditShout Rating

Annual Fee: $0 (but you will need a Costco membership)

Credit Required: Good

Read Our Review

Rewards Program and Signup Bonuses*:

  • Exclusively for Costco Members: Go Big with Cash Back Rewards
  • 4% cash back on eligible gas for the first $7,000 per year and then 1% thereafter
  • 3% cash back on restaurants and eligible travel purchases
  • 2% cash back on all other purchases from Costco and Costco.com
  • 1% cash back on all other purchases

Intro APR

0%* for 7 months on Purchases*

Intro Balance Transfer

N/A

Regular APR

15.49% Variable

Costco Anywhere Visa® Business Card by Citi

Costco Anywhere Visa® Business Card by Citi

CreditShout Rating

Annual Fee: $0 (but you will need a Costco membership)

Credit Required: Good

Read Our Review

Rewards Program and Signup Bonuses*:

  • Exclusively for Costco Members: Go Big with Cash Back Rewards. Receive a reward coupon annually which is redeemable for cash or merchandise at US Costco warehouses
  • 4% cash back on eligible gas for the first $7,000 per year and then 1% thereafter
  • 3% cash back on restaurants and eligible travel purchases
  • 2% cash back on all other purchases from Costco and Costco.com
  • 1% cash back on all other purchases

Intro APR

0%* for 7 months on Purchases*

Intro Balance Transfer

N/A

Regular APR

15.49% Variable

Citi ThankYou® Preferred Card

Citi ThankYou® Preferred Card

CreditShout Rating

Annual Fee: $0 

Credit Required: Excellent

Read Our Review

Rewards Program and Signup Bonuses*:

  • 0% intro APR on Purchases and Balance Transfers for 15 months. After that, the variable APR will be 13.24%-23.24% based upon your creditworthiness.
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
  • 2 ThankYou Points per dollar spent on dining at restaurants and entertainment.
  • 1 ThankYou Point on other purchases.
  • Points do not expire and earn unlimited ThankYou Points.
  • Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more.
  • Travel with ease and enjoy global acceptance with Chip Technology.
  • No annual fee

Intro APR

0% for 15 months

Intro Balance Transfer

0% for 15 months, plus 3% Transfer Fee

Regular APR

13.24% - 23.24% Variable

Citi ThankYou® Preferred Card for College Students

Citi ThankYou® Preferred Card for College Students

CreditShout Rating

Annual Fee: $0 

Credit Required: Good

Rewards Program and Signup Bonuses*:

  • Earn 2,500 bonus ThankYou® Points after spending $500 within the first 3 months of cardmembership.
  • 2 ThankYou® Points per dollar spent on purchases for dining at restaurants and entertainment.
  • 1 ThankYou® Point on other purchases.
  • Points do not expire and earn unlimited Thank You Points with this card.
  • Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more.
  • Travel with ease and enjoy global acceptance with Chip Technology.
  • No annual fee.

Intro APR

0% for 7 Months

Intro Balance Transfer

N/A

Regular APR

14.24% - 24.24% Variable

Citi® Hilton HHonors™ Visa Signature® Card

Citi® Hilton HHonorsTM Visa Signature® Card

CreditShout Rating

Annual Fee: $0 

Credit Required: Excellent

Read Our Review

Rewards Program and Signup Bonuses*:

  • For a limited time: Earn 75,000 Hilton HHonors™ Bonus Points after making $2,000 in purchases within the first 3 months of account opening.
  • Earn 6 HHonors Bonus Points for each $1 spent at any participating hotel within the Hilton Portfolio.
  • Earn 3 HHonors Bonus Points for each $1 spent on purchases at supermarkets, drugstores and gas stations.
  • Earn 2 HHonors Bonus Points for each $1 spent on all other purchases.
  • Enjoy the benefits of HHonors Silver status as long as you are a cardmember.
  • No annual fee.

Intro APR

N/A

Intro Balance Transfer

N/A

Regular APR

15.49% - 19.49% Variable

Citi® Hilton HHonors™ Reserve Card

Citi® Hilton HHonorsTM Reserve Card

CreditShout Rating

Annual Fee: $95

Credit Required: Excellent

Read Our Review

Rewards Program and Signup Bonuses*:

  • Earn 2 weekend night certificates good at select hotels and resorts within the Hilton Portfolio after you make $2,500 in purchases within 4 months of account opening.
  • Earn 10 Hilton HHonors Bonus Points per $1 spent on hotel stays within the Hilton Portfolio.
  • Earn 5 Hilton HHonors Bonus Points per $1 spent on airline and car rental purchases.
  • Earn 3 Hilton HHonors Bonus Points per $1 spent on all other purchases.
  • Enjoy the benefits of HHonors Gold status as long as you are a cardmember.
  • No foreign transaction fees on purchases.
  • Travel with ease and enjoy global acceptance with your Citi chip credit card.

Intro APR

N/A

Intro Balance Transfer

N/A

Regular APR

15.49% Variable

Expedia®+ Card from Citi

Expedia+ Card from Citi

CreditShout Rating

Annual Fee: $0

Credit Required: Excellent

Rewards Program and Signup Bonuses*:

  • Earn 15,000 Expedia+ bonus points after $1,000 in purchases within 3 months of account opening.
  • Points redeemable for $200 towards your stay at a +VIP Access™ hotel.
  • 3 Expedia+ bonus points per $1 spent on eligible Expedia purchases including flights, hotels, activities and travel packages.
  • 1 Expedia+ bonus point per $1 spent on other purchases.
  • Enjoy Expedia+ silver status each year of cardmembership.
  • Earn one Elite Qualifying Hotel Night towards Expedia+ gold status for each increment of $2,500 in purchases made on the card between your January and December billing statements.

Intro APR

N/A

Intro Balance Transfer

N/A

Regular APR

15.24% - 23.24% Variable

Expedia®+ Voyager Card from Citi

Expedia+ Voyager Card from Citi

CreditShout Rating

Annual Fee: $95

Credit Required: Excellent

Rewards Program and Signup Bonuses*:

  • Earn 25,000 Expedia+ bonus points after $2,000 in purchases within 3 months of account opening.
  • Points redeemable for $350 towards your stay at a +VIP Access™ hotel.
  • 4 Expedia+ bonus points per $1 spent on eligible Expedia purchases including flights, hotels, activities and travel packages.
  • 2 Expedia+ bonus points per $1 spent on dining out and entertainment.
  • 1 Expedia+ bonus point per $1 spent on other purchases.
  • Enjoy Expedia+ gold status each year of card membership.
  • $100 Annual Air Travel Fee Statement Credit can be used toward airline incidentals or for either the Global Entry or the TSA Pre √® application fees.

Intro APR

N/A

Intro Balance Transfer

N/A

Regular APR

14.24% - 22.24% Variable