Best Gas Rewards Credit Cards for 2015

gas rewards credit cards

Editor’s Note: New Update Coming Soon!

With the price of gas quickly approaching $5 a gallon, a solid gas rewards credit card can help you keep a lot of your hard earned cash right where it belongs – in your pocket.Gas rewards credit cards save you money by giving you cash back on your fuel purchases. The cards highlighted below also allow you to each cash back in other categories like at grocery stores and restaurants.

In fact, many gas rewards credit cards can be used for the majority of your spending because they give you cash back on every purchase that you make. Below we outline our favorite gas rewards cards, and how to maximize your rewards with each.

Top Pick & $100 Bonus Cash: BankAmericard Cash Rewards™ Credit Card


The BankAmericard Cash Rewards Credit Card gives you 3% back on gas purchases making this one of the best rewards credit cards for earning gas currently on the market.

It’s important to note that you can earn the 3% rate on up to $1,500 in gas but this cap resets each quarter, making this card extremely attractive, even for higher spenders.

In addition to the 3% rate on gas and 2% back on groceries, you receive 1% back on all other purchases which makes this a well rounded cash back card.

You can also get a $100 cash rewards bonus after you make $500 in purchases during your first 90 days as a cardholder.

Another Great Choice: Discover it® – Earn Up To 5% Cash Back on Gas


The Discover it Card is an excellent cash back credit card that allows you to earn up 5% cash back on popular spending categories. These spending categories rotate throughout the year and include gas, groceries and online shopping.

In addition to earning 5% cash back in these categories, you can earn unlimited 1% cash back on all other purchases you make with Discover it. There is no annual fee and no fee with this card.

What we really like about Discover it is the fact that it allows you to earn redeem cash back you earn directly on for any purchases you make. You can also redeem cash back in the form of a statement credit or check.

PenFed Visa Platinum Cash Rewards Card

If You’re a Government Employee, in The Military or Volunteer With The Red Cross You Can Earn 5% Back on Gas, Here’s How…


With the Pen Fed Visa Platinum Cash Rewards, cardholders will receive 5 percent back on all gasoline purchases that they make with this card. This card would have made it to the top of our list, if it wasn’t for the fact that the cash back rewards for other purchases has recently been reduced from 2% to a measly 0.25%.

Another downside is that to apply, you’ll have to be a member of the U.S. Military, U.S. government employee or employee or volunteer with the American Red Cross.

Pen Fed Visa Platinum Rewards:

  • 5% cash back on gasoline purchases.
  • 0.25% cash back on all purchases.

When looking for the right gas credit card for you it’s also important to understand there are really two types of cards. The first type, (the kind we recommend getting) is a general gas credit card that gives you cash back regardless of what gas station you use the card at. There are also station specific gas credit cards, however we really don’t recommend these since you only save money when you buy gas from a specific station. The station specific cards generally don’t give you a higher % cash back anyway, so it makes much more sense to stick with a general gas card.

There is one exception however, if you often use a BP gas station, you may want to check out the BP Visa Gas Card from Chase which offers 5% cash back, all year at all BP gas. The BP Visa also offers 2% cash back on restaurant and travel purchases and 1% back on everything else. Below we compare rewards offered by the popular station specific credit cards.

Station Specific Card Rewards Comparison
BP Visa Gas Card from Chase 2.5% at BP Gas Stations
CITGO PLUS Credit Card No rewards
ExxonMobil Personal Card No rewards
LUKOIL Platinum MasterCard 4% at LUKOIL or Getty Stations
Shell Credit Card No rewards
Sunoco Credit Card 2 POINTS per dollar

For additional cards that will give you rebates on gasoline, check out this post that outlines most of the gas credit cards out there.