For many business owners, having a good business credit card can help manage cashflow and alleviate some of the hassles associated with running a small business. Having a good rewards business card is not only essential for managing cash flow but can also increase your bottom line through cash back and rewards earned.

Below we have highlighted some of the best business credit cards currently on the market.

Ink Cash(SM) Business – $250 Bonus Cash Back


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CREDITSHOUT RATING:
Excellent
The Ink Cash(SM) Business – $250 Bonus Cash Back also tops our list of best business credit cards primarily because of it’s generous cash back rewards and solid perks for businesses.

With this card, you earn 5% cash back on the first $25,000 spent annually on office supplies, cable services, and telecom services, 2% cash back on the first $25,000 spent annually on gas and dining and 1% cash back on all other purchases with no limit on the amount of cash back you can earn.

New cardholders also get a 0% Intro APR* on purchases and balance transfers for 6 months. The flexible payment terms for this card allow you to manage your cashflow and choose to pay your balance in full each month or over time.

Apply for Ink Cash(SM) Business | Read Review

The Business Gold Rewards Card® from American Express OPEN


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CREDITSHOUT RATING:
Excellent
The Business Gold Rewards Card® has been recently revamped by American Express and the new program has earned it a spot on this list. With this card you can earn 3x points on airfare, 2x points on gas, advertising spend, and shipping, and 1x points on all other purchases. There is no limit on the amount of points you can earn, and points never expire.

Points can be redeemed for travel, a statement credit, or rewards from over 500 brands. The annual fee is also waved for the first year.

Update: For a limited time you can now earn 5x points on advertising and shipping during your first three months of card membership.

Apply for The Business Gold Rewards Card® from American Express OPE

Editors Choice – SimplyCash® Business Card


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CREDITSHOUT RATING:
Excellent
The SimplyCash® Business Card from American Express OPEN is one of the most straightforward cash back cards on the market allowing you to earn up to 5% cash back on your purchases with no limit on the amount of cash back you can earn

This card is the most practical choice for those who just want to earn cash back automatically every month. Each month, any cash back you earn, is automatically credited to your statement. In other words, you don’t have to do a thing to collect your rewards. There is no annual fee with this card, which is a huge plus and you get all of the benefits and perks expected as an American Express cardholder.

  • Get 5% cash back on wireless services and office supply purchases*
  • Get 3% cash back on automobile gasoline*
  • Get 1% cash back on other purchases*
  • No limit to the amount of cash back you can earn
  • Cash back on purchases is automatically credited to your statement each month
  • Save 3% to 10% automatically on business expenses from FedEx, Hertz®, OfficeMax®, and more with OPEN Savings®
  • No annual membership fee

Apply For SimplyCash® Business Card from American Express OPEN

The Plum Card® from American Express OPEN


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CREDITSHOUT RATING:
Very Good
If you are looking for the best credit card to help manage your cash flow & earn cash back at the same time we recommend checking out the Plum Card® from American Express OPEN. With the Plum Card you earn 1.5% cash back if you pay your balance in full within 10 days of the statement closing date.

In addition to earning cash back, this card can help you manage cash flow – If you pay at least 10 % of the balance from new activity on our billing statement you can defer payment of 90% of your new purchase until the closing date of your next billing cycle with no penalties. In other words, you can enjoy “Net-60” terms on new purchases.

Apply for The Plum Card® from American Express OPEN | Read Review

Ink(SM) Bold with Ultimate Rewards(SM)


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CREDITSHOUT RATING:
Very Good
The Ink(SM) Bold with Ultimate Rewards(SM) – $100 Bonus Cash Back is another great business credit card, and is different from Ink Cash(SM) Business in a few ways.

First, Ink Bold is technically a charge card, meaning you pay your balance off in full each month – this allows for a high and flexible spending limit that adjusts to your needs. You also never pay interest with this card because of the fact that you can’t carry a balance.

This card allows you to earn unlimited points which can be redeemed for airline tickets and travel rewards as well as through the Ultimate Rewards shopping mall. You earn 1 point per dollar spent and in addition can earn up to 47,500 bonus points a year depending on how much you spend.

  • 7,500 additional points when you spend $25,000 in a year.
  • 15,000 points when you spend an additional $25,000 in a year.
  • 25,000 points when you spend an additional $50,000 in a year.

You can also earn 2 points for every dollar spent on airfare purchased through Ultimate Rewards. This card does have an annual fee of $95 which is waved for the first year.

Apply for Ink(SM) Bold with Ultimate Rewards(SM) | Read Review

If you currently have a small business, or start up I also recommend checking out our Credit Cards for Start Up Businesses article.