Below we have highlighted some of the best business credit cards currently on the market.
With this card, you earn 5% cash back on the first $25,000 spent annually on office supplies, cable services, and telecom services, 2% cash back on the first $25,000 spent annually on gas and dining and 1% cash back on all other purchases with no limit on the amount of cash back you can earn.
New cardholders also get a 0% Intro APR* on purchases and balance transfers for 6 months. The flexible payment terms for this card allow you to manage your cashflow and choose to pay your balance in full each month or over time.
Points can be redeemed for travel, a statement credit, or rewards from over 500 brands. The annual fee is also waved for the first year.
Update: For a limited time you can now earn 5x points on advertising and shipping during your first three months of card membership.
Apply for The Business Gold Rewards Card® from American Express OPE
This card is the most practical choice for those who just want to earn cash back automatically every month. Each month, any cash back you earn, is automatically credited to your statement. In other words, you don’t have to do a thing to collect your rewards. There is no annual fee with this card, which is a huge plus and you get all of the benefits and perks expected as an American Express cardholder.
- Get 5% cash back on wireless services and office supply purchases*
- Get 3% cash back on automobile gasoline*
- Get 1% cash back on other purchases*
- No limit to the amount of cash back you can earn
- Cash back on purchases is automatically credited to your statement each month
- Save 3% to 10% automatically on business expenses from FedEx, Hertz®, OfficeMax®, and more with OPEN Savings®
- No annual membership fee
Apply For SimplyCash® Business Card from American Express OPEN
In addition to earning cash back, this card can help you manage cash flow – If you pay at least 10 % of the balance from new activity on our billing statement you can defer payment of 90% of your new purchase until the closing date of your next billing cycle with no penalties. In other words, you can enjoy “Net-60” terms on new purchases.
Apply for The Plum Card® from American Express OPEN | Read Review
First, Ink Bold is technically a charge card, meaning you pay your balance off in full each month – this allows for a high and flexible spending limit that adjusts to your needs. You also never pay interest with this card because of the fact that you can’t carry a balance.
This card allows you to earn unlimited points which can be redeemed for airline tickets and travel rewards as well as through the Ultimate Rewards shopping mall. You earn 1 point per dollar spent and in addition can earn up to 47,500 bonus points a year depending on how much you spend.
- 7,500 additional points when you spend $25,000 in a year.
- 15,000 points when you spend an additional $25,000 in a year.
- 25,000 points when you spend an additional $50,000 in a year.
You can also earn 2 points for every dollar spent on airfare purchased through Ultimate Rewards. This card does have an annual fee of $95 which is waved for the first year.
Apply for Ink(SM) Bold with Ultimate Rewards(SM) | Read Review
If you currently have a small business, or start up I also recommend checking out our Credit Cards for Start Up Businesses article.









Kevin Fleming founded CreditShout in 2008 to help people manage their credit and finances. Kevin wants to make it easy for anyone, regardless of their level of financial knowledge to understand credit cards and what may seem like the complex world of personal finance. | 





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