Verdict: The Discover® Open Road Card is a great gas credit card. You get 2% cash back on gas purchases and up to 1% unlimited Cashback Bonus on all other purchases. Unlike Chase Freedom and Discover More, Discover® Open Road offers cash back purchases year round.

Rewards
The Discover® Open Road Card allows you to earn 2% Cashback Bonus automatically at any gas station and any restaurant. You can also earn up to 1% unlimited Cashback Bonus on all other purchases. In my opinion Discover currently has the best rewards programs out there and the Open Road card is no exception.

It’s important to note that you get locked into the 1% unlimited Cashback Bonus on all other purchases after you spend your first $3000 annually with the card. If you are looking to earn up to 1% right off the bat, I recommend paying a few bills with your card that you would have otherwise paid for with cash and then paying the card balance off immediately.

Cash back amounts are automatically credited to your bank account, alleviating the stress that comes with many rewards cards. Once cash back rewards have reached the minimum level of twenty dollars, the transfer can begin! Alternatively, these funds can be debited to the credit card account.

Instead of choosing cash back, redeem for gift cards from your favorite retailers and double the rewards that are being earned. This allows the cardholder to create a rewards credit card that works for them – creating the ability to choose between cash back, or great deals on retail gift cards. This is probably my favorite option for redeeming points, ShopDiscover is a huge online mall available only to Discover cardholders that offers great discounts (generally 5% – 20% off) at hundreds of top retailers.

Fees
The Discover® Open Road Card has no annual fee. The card APR will depend on your credit history, and there may be late fees so read the card terms and conditions before applying.

The Decision

I think this card is a no brainer for anyone looking for the great gas rewards credit card. The fact that you earn 2% back on gas and restaurant purchases year round, combined with up to 1% unlimited Cashback Bonus on all other purchases makes Discover® Open Road a fantastic credit card. Another thing I love about this card, and Discover in general is how easy they make it to redeem points and the options and perks that go along with their cards.

Apply for the Discover® Open Road® Card.

(4 votes, average: 3.75 out of 5)

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