Discover Credit Cards
From a single card introduced in 1986 (and originally owned by Sears), Discover now has a broad array of credit cards to fit a variety of consumer lifestyles. This article looks at some of the company’s top offerings.
- Discover More (Cash Back)
- Escape by Discover (Travel Rewards)
- Miles by Discover (Travel Rewards)
- Discover Student Card (Student Cash Back)
- Discover Open Road (Gas Rewards)
Ranked the best cash back credit card out there hands down” by CreditShout, Discover More remains at the top of our list. With a 0 % intro APR on purchases and balance transfers, no annual fee and up to 5 % cash back bonuses on regular purchases and up to 20% through ShopDiscover.com, there’s a lot to like about this card. You can also choose from more than 150 different designs for your card, a nice bonus that’s not offered on every card.
If you have excellent credit and want maximum cash back, with a relatively low APR of 11.99 % after 6 months, (12 months for balance transfers) you’ll want to make room in your wallet for the Discover More card.
Apply for Discover More | Discover More Review
For frequent travelers, the Escape by Discover card is well worth the $60 annual fee.
You’ll accrue 2 miles for every dollar you spend. You’ll also earn 2 additional miles (for a total of 4 per $1) in the ShopDiscover.com store. For the first 25 months, you’ll get an extra 1,000 miles each month you make a purchase. You can redeem the miles for travel credits, gift cards or cash, and can book travel through any airline, travel agent, or travel website.
The card offers a 0% intro APR on purchases and balance transfers for 6 months, and a fair 11.99 % variable APR after that (dependent on credit history).
Additional travel benefits include:
- Primary car rental insurance up to $50,000
- Lost or Damaged Luggage Insurance up to $2,500
- Travel Delay Insurance up to $150/day
- Trip Cancellation Insurance up to $2,500
Apply for Escape by Discover | Escape by Discover Review
Looking for a card with great travel benefits and rewards but want to avoid an annual fee? Miles by Discover might be for you. The bonuses aren’t quite as good as the Escape card, but a number of factors make this a good all-around credit card.
The card offers a 0 % intro APR on purchases and balance transfers for the first six months, with an APR as low as 11.99% after that.
- Earn double Miles on your first $3,000 in travel and restaurant purchases each year, 1 mile for every $1 on other purchases
- Earn double Miles through ShopDiscover.com
- No travel booking restrictions
- Redeem Miles for travel credits, gift cards, or cash
Apply for Escape by Discover | Miles by Discover Review
For students looking for Cashback rewards and no annual fee, the Discover Student Card makes the grade. This card is basically the same as the Discover More Card with a higher APR because of the fact that it’s a student card and easier to get approved for.
- 0 % intro APR for six months
- No annual fee
- More than 100 card designs to choose from
- 5 % Cashback bonus on categories selected by the cardholder
- 1 % Cashback bonus on all other purchases
- Up to 20 % Cashback when you use the card at ShopDiscover.com
- Get more value with your Cashback bonus by redeeming for gift certificates from 100 popular retailers
Apply for Discover Student Card | Discover Student Card Review
Have wanderlust? Love to get into the car and just drive for a weekend? You’ll want to take this Discover card with you on the Open Road. The ideal card for anyone who travels by car (for business or pleasure), Discover Open Road gives you double Cashback Bonus on the first $250 in purchases each month at gas stations and restaurants. Get 1 % Cashback on all other purchases. And, like the other Discover rewards cards, you can earn 5 to 20% Cashback through ShopDiscover.com.
Enjoy no annual fee and a 0 % intro APR for 6 months on purchases, as low as 11.9% variable after that. Customers with excellent credit get 0 % APR on balance transfers for a full year.
