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Improving & Repairing Your Credit Score

It's completely possible for someone with bad credit to raise their score in a short period of time with the right techniques and tools at their disposal. Regardless of what your current credit score is there is usually room for improvement - that is unless you're one of the very few people who have a flawless 850. Anything over 800 is considered "elite" and that is what we are going to try and show you how to achieve with our guides below.
  • Can Maxing Out Your Credit Cards Really Improve Your Credit Score?
  • LendingClub Review – A Viable Way Out of Debt?
  • Green Dot Prepaid Card Review
  • Apartment Hunting With a Low Credit Score: A Few Quick Tips
  • Best Ways To Check & Monitor Your Credit for 2012
  • How to Build Credit Without a Credit Card
  • Suze Orman’s Approved Card vs Other Prepaid Cards: A Real Comparison
  • What Credit Score Do I Need for a Mortgage?
  • Getting A Free Credit Score: The Complete Guide
  • The Difference Between a Credit Report and a Credit Score
  • FICO Credit Score vs VantageScore – What’s The Difference?
  • Why Your Credit Score Matters When You Move
  • Late Payments and Your Credit Score
  • Biggest Credit Repair Mistakes People Make
  • How to Write a Debt Dispute Letter
  • Check Your Credit Score Before Applying for a Mortgage
  • How Accurate Are FAKO Credit Scores?
  • How to Clean Up Your Credit Report
  • Can Closing Credit Card Accounts Lower Your Credit Score?
  • 5 Ways People Ruin Their Credit Score
« Previous Entries
Do You Know What Your Credit Score Is?
It's important to know what your credit score is before applying for a credit card or a loan. With CreditReport.com you receive immediate free access to your 3 credit scores and 3-in-1 report. This allows you to see scores from Experian, Equifax and TransUnion and be able to correct any errors found on your credit report during the process. You also receive a 7-day free trial of credit monitoring.
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Recommended Card for Building Credit:
Orchard Bank Visa Card
If you are looking to build (or rebuild) your credit history we recommend the Orchard Bank Visa. This card is easy to get approved for, reports to all three credit bureaus and can be used anywhere that Visa is accepted.
Credit Repair Guides
  • How To Calculate Your Credit Score
  • How To Repair Your Credit for Free
  • Credit Report Dispute Sample Letter
  • Mastering Your Credit Utilization Ratio
  • How Accurate are FAKO Credit Scores?
More Credit Score Guides
Debt Management Guides
  • Dealing With Debt Collector Harassment
  • Using Debt Stacking and Snowballing
  • What Happens to My Debt if I Move?
  • Good Debt vs Bad Debt
  • How Does Debt Consolidation Work?
More Debt Management Guides
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