Comments on: Airline Miles Credit Cards http://creditshout.com Credit Card Reviews and Advice Wed, 28 Jul 2010 13:02:32 +0000 hourly 1 http://wordpress.org/?v=3.0 By: Nik http://creditshout.com/airline-credit-cards/comment-page-1/#comment-4484 Nik Sun, 04 Jul 2010 05:37:43 +0000 http://creditshout.com/best-airline-miles-credit-cards/#comment-4484 I just got approved for the Starwood Preferred Amex card. But now I've been reading that the Capitol One Venture and Discover Escape are better rewards/travel cards. What's your take? I've had a hard time really seeing how the different rewards programs work in comparison to each other. For example, I know Discover is known for their cash back rewards, but how good are they in the travel (airline/hotel) department? I've checked out the spg.com site quite a bit and one thing (outside of their hotel rewards) that's nice is you can either book flights directly through their site with no blackout dates or restrictions OR you can transfer the points to 30 different airlines. Each time you transfer at least 20k points to the airlines, Starwood will deposit an additional 5k. Should I have chosen a different card? I just got approved for the Starwood Preferred Amex card. But now I’ve been reading that the Capitol One Venture and Discover Escape are better rewards/travel cards. What’s your take?

I’ve had a hard time really seeing how the different rewards programs work in comparison to each other. For example, I know Discover is known for their cash back rewards, but how good are they in the travel (airline/hotel) department? I’ve checked out the spg.com site quite a bit and one thing (outside of their hotel rewards) that’s nice is you can either book flights directly through their site with no blackout dates or restrictions OR you can transfer the points to 30 different airlines. Each time you transfer at least 20k points to the airlines, Starwood will deposit an additional 5k.

Should I have chosen a different card?

]]> By: Kevin http://creditshout.com/airline-credit-cards/comment-page-1/#comment-2885 Kevin Fri, 04 Dec 2009 02:43:59 +0000 http://creditshout.com/best-airline-miles-credit-cards/#comment-2885 Chris, You may want to try to apply for a card from Chase like the Chase Freedom, any AMEX out there is going to be hard to get approved for if you have a credit score under 700, even though I've heard of people getting approved with a FICO as low as 670. The bad news is that regardless of if you repair your credit or not, because AMEX dropped you, you probably aren't going to be able to get approved with them any time soon. If I was you I would start looking at your other options while you work on repairing your credit. The good news is that we don't recommend many of the AMEX cards here any more because they really cut back their rewards programs during the credit crunch, so you might be better off with the Chase Freedom Card, or the Discover More Card both of which have similar rewards programs. Chris,

You may want to try to apply for a card from Chase like the Chase Freedom, any AMEX out there is going to be hard to get approved for if you have a credit score under 700, even though I’ve heard of people getting approved with a FICO as low as 670.

The bad news is that regardless of if you repair your credit or not, because AMEX dropped you, you probably aren’t going to be able to get approved with them any time soon. If I was you I would start looking at your other options while you work on repairing your credit.

The good news is that we don’t recommend many of the AMEX cards here any more because they really cut back their rewards programs during the credit crunch, so you might be better off with the Chase Freedom Card, or the Discover More Card both of which have similar rewards programs.

]]> By: Chris http://creditshout.com/airline-credit-cards/comment-page-1/#comment-2883 Chris Fri, 04 Dec 2009 01:17:52 +0000 http://creditshout.com/best-airline-miles-credit-cards/#comment-2883 I have been denied for 2 credit cards now. I used to have perfect flawless credit. I had an amex for 3 years, never paid a dime of interest because I was always on time. I had a student loan go unoticed and unpaid. Amex dropped my account and now I don't know what to do. The loan has been fully paid off but I still have a negative mark on my credit report. Please advise what I can do and how. Ive looked into filing with the credit credit bureaus but I'm not sure if that will help. I have been denied for 2 credit cards now. I used to have perfect flawless credit. I had an amex for 3 years, never paid a dime of interest because I was always on time. I had a student loan go unoticed and unpaid. Amex dropped my account and now I don’t know what to do. The loan has been fully paid off but I still have a negative mark on my credit report. Please advise what I can do and how. Ive looked into filing with the credit credit bureaus but I’m not sure if that will help.

]]> By: How the recession has changed credit card reward redemption | CreditShout http://creditshout.com/airline-credit-cards/comment-page-1/#comment-2079 How the recession has changed credit card reward redemption | CreditShout Mon, 13 Jul 2009 19:40:17 +0000 http://creditshout.com/best-airline-miles-credit-cards/#comment-2079 [...] past, Americans used to accumulate and stock pile their points and turn them in all at once for grand get-aways and vacations to Europe and top U.S. destinations; the recession has changed this habit for the time being, [...] [...] past, Americans used to accumulate and stock pile their points and turn them in all at once for grand get-aways and vacations to Europe and top U.S. destinations; the recession has changed this habit for the time being, [...]

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