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	<title>Comments on: 14 Tips To Help Pay Off Credit Card Debt</title>
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	<description>Credit Card Reviews and Advice</description>
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		<title>By: TheCreditToolBox.com &#187; Blog Archive &#187; Credit Around The Blogosphere</title>
		<link>http://creditshout.com/14-tips-to-help-pay-off-credit-card-debt/comment-page-1/#comment-964</link>
		<dc:creator>TheCreditToolBox.com &#187; Blog Archive &#187; Credit Around The Blogosphere</dc:creator>
		<pubDate>Sun, 07 Dec 2008 13:30:38 +0000</pubDate>
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		<description>[...] Credit Shout presents 14 Tips To Help Pay Off Credit Card Debt. [...]</description>
		<content:encoded><![CDATA[<p>[...] Credit Shout presents 14 Tips To Help Pay Off Credit Card Debt. [...]</p>
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		<title>By: San Francisco Financial Planning</title>
		<link>http://creditshout.com/14-tips-to-help-pay-off-credit-card-debt/comment-page-1/#comment-647</link>
		<dc:creator>San Francisco Financial Planning</dc:creator>
		<pubDate>Wed, 03 Dec 2008 18:29:28 +0000</pubDate>
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		<description>YES YES YES on suggestion number 10.  Make it a regular practice to call your credit cards to ask for a lower rate.  I have one client who owes over $20,000 on a Visa that was at 18%.  He spoke with a &#039;rate specialist&#039;, touting his rising credit score and declining balance and got his rate cut in half, from 18% to 9%!  His monthly interest charge was instantly reduced by $150, which will help him pay off his debt even sooner.</description>
		<content:encoded><![CDATA[<p>YES YES YES on suggestion number 10.  Make it a regular practice to call your credit cards to ask for a lower rate.  I have one client who owes over $20,000 on a Visa that was at 18%.  He spoke with a &#8216;rate specialist&#8217;, touting his rising credit score and declining balance and got his rate cut in half, from 18% to 9%!  His monthly interest charge was instantly reduced by $150, which will help him pay off his debt even sooner.</p>
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